hese clients now have access to dedicated services, a wide range of financial products, and a high level of investment expertise through a new team of personal bankers.

Raiffeisen Private Banking has continued to expand its range of financial instruments this year, which have attracted significant interest from clients.

"Innovation and the ability to adapt to the increasingly dynamic evolution of financial markets are aspects that increasingly define private banking today. We take responsibility for helping clients put their personal finances in better shape, offering them a high level of investment expertise and access to a very diverse investment universe, composed of local investment funds, international investment funds, government bonds, corporate bonds, and certificates. We are very attentive to our clients' voices and constantly adapt our range of services and products to meet their needs and the context of the financial markets. The latest product launched this year, which has been very popular with clients, was a capital-protected certificate that offers exposure to the potential growth of the local stock market while protecting clients' invested capital in full at the product's maturity. We are very grateful for the trust of our clients, whom we support in managing their financial assets. We will continue to support them and bring to their attention other financial instruments through which they can capitalize on the potential of local and foreign capital markets”, said Alexandru Cristescu, Director, Raiffeisen Private Banking.

This year, Raiffeisen Bank Romania's Private Banking Division has added dollar-denominated corporate bonds to its investment offering, as well as 2 international investment funds focused on sustainability:

-Raiffeisen Smart Energy - a euro-denominated equity fund that invests globally in shares of companies that offer smart energy solutions or products to reduce greenhouse gases or in companies that have been classified as sustainable;
-Raiffeisen Dollar-ShortTerm - a short to medium-term international bond fund denominated in US dollars.